Posts by JFA Insurance
The Restaurant Insurance You Need to Secure Your Dreams
Succeeding in the restaurant business is not easy. According to research done by Caroline Price, 1 in 3 restaurants will not make it to their second year. There are many reasons for this. As it happens in so many industries, a person is gifted in a skill like construction, cooking, or creating art. But they…
Read More4 Overlooked Insurance Coverages for a Craft Brewery
What made you leap into the world of craft brewing? Was it to create a space for people to enjoy a good drink with good friends? Or did your skill for crafting unique brews demand you take a step beyond enjoying a hobby and into running a business? Perhaps you felt like this was your…
Read MoreGet the Cyber Insurance You Need to be Virtually Protected
Technology has provided significant advantages to business owners. With a strategic content strategy, competent SEO work, and quality goods to offer, you can thrive. One of the great dangers, though, is the cyber security threats that lurk around every corner. How is a small-to-medium-sized business owner supposed to stay on top of a rapidly evolving…
Read MoreHow Inflation Impacts Your Business Owner’s Insurance Needs
Have you bought groceries in the past six months? Then you probably know how inflation feels. In 2022, the inflation rate hit 9.1%. That’s the highest increase since 1981. Everyone feels this every day. If you’re a business owner, you know how inflation has impacted your bottom line. Check out this chart highlighting how inflation…
Read MoreInsuring Marijuana Business
Have you ever wondered what the insurance premiums must be for waterpark owners? If so, you might be a small business owner! All business carries risk. Some more than others, though. Especially in pioneering industries. And in the emerging marijuana space, there are several different categories to consider. Legal experts explain at least seven different types of marijuana businesses. From cultivation…
Read MoreSeeing Vision Insurance Clearly
Hindsight may always be 20/20. Unfortunately for nearly 75% of the population, actual sight is not. Neither is vision insurance. While over 90% of people believe that vision insurance is important, nearly 50% of people do not enroll in vision coverage. Why is this? Obstacles to Proper Vision Insurance Individual Insurance Challenges Almost 50% of Americans buy their own, private health insurance. Typically, when…
Read MoreSpring Cleaning Your Business Owner’s Insurance Policy
The days are getting longer. The weather is warming up. Spring is in the air. An atmosphere of renewal is palpable. There’s no doubt that you want to enjoy the warmth and maximize the unique opportunities that spring provides. Perhaps this is why so many people engage in spring cleaning. Some tasks require motivation that isn’t easy to come…
Read MoreThe Most Important Insurance You Didn’t Know You Need
Cabin Fever. The Winter Blues. For many, the winter season stretches further than your endurance. Sure, you dreamed of a white Christmas. But Bing Crosby didn’t croon for all of your post-Christmas holidays to be Merry, Bright, and White. Maybe this is why the peak travel time to Cancun Mexico is between December and April. In fact, travel is…
Read MoreBusiness Owner’s Guide to Weathering Winter
If winter comes in like a lion it will go out like a lamb. If the groundhog sees his shadow, then there will be six more weeks of winter. Or so they say. The reality is, the weather does what it wants. Winter can come in like a lion, stay like a lion, and leave like a lion. It…
Read MoreQuality Health Insurance Cultivates Quality Business
Do you know what the greatest expense is for operating a small business? Labor. Nerd Wallet estimates that a small business should plan to spend between 25% – 50% of its operating budget on payroll. And yet – unless you are a solopreneur – hiring, training, developing, and retaining employees is a necessary component of operating your business. Do you know…
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