Business Owners Policy
Top 10 Priorities for Optimizing Your Group Insurance Benefits Plan
Unprecedented competition. That’s how experts characterize the current job market. The pandemic and consequent economic downturn have created a job market never before seen in American history. On the one hand, consumer spending continues to rise. This puts money in the coffers of companies. It also creates demand for competent employees. And there’s the rub.…
Read MoreWhen Do I Need to Have a Business Owner’s Insurance Policy?
If you own and operate your own business, you most likely began your journey with a dream to make the world a better place – and make a buck in the process – while doing what you love.
It doesn’t take long before reality barges into your dream like a common cold that can’t be cured and won’t relent.
You just have to figure out how to live with it.
Finding the right insurance for your small business can be like a runny nose that won’t go away.
Unless.
Read MoreTop 5 Essential Insurance Coverages Everyone Needs to Consider
The scraping, bending metal crunch could be heard down the block. No one was injured. But these cars were going to need repair. It would have only cost her $15 to repair the U-Haul. But her husband didn’t want to get suckered into being nickeled-and-dimed into paying for another upcharge. They didn’t add on the…
Read MoreWhat You Need to Know About Insurance for Religious Institutions
“No good deed goes unpunished,” Oscar Wilde famously quipped. Over 100 years ago. Why does this still ring true?
If you are responsible for leading a religious institution, Oscar Wilde’s insight may make you feel seen. You probably started your vocational journey to help others, bring healing to some, and do your part to make the world a better place.
Read MoreWhat is Personal Umbrella Insurance and 4 Reasons You May Need it!
The fairway is wide open. Just a slight wind at your back with the sun’s warmth on your face. The songbirds provide a soundtrack that can almost make you forget winter exits. If you love golf, or know someone who does, little is more refreshing than those first few rounds of the season. As enjoyable…
Read MoreThe Best Insurance for Scrap Metal Dealers
We see you. Scrap metal dealers are an overlooked, essential part of the economy. Perhaps more importantly, scrap metal dealers help the environment in ways many companies can’t. Scrap metal businesses are not junk yards. They are recycling centers. Businesses. A benefit to neighbors and neighborhoods. A scrap metal business can help people find that…
Read MoreThe Restaurant Insurance You Need to Secure Your Dreams
Succeeding in the restaurant business is not easy. According to research done by Caroline Price, 1 in 3 restaurants will not make it to their second year. There are many reasons for this. As it happens in so many industries, a person is gifted in a skill like construction, cooking, or creating art. But they…
Read More4 Overlooked Insurance Coverages for a Craft Brewery
What made you leap into the world of craft brewing? Was it to create a space for people to enjoy a good drink with good friends? Or did your skill for crafting unique brews demand you take a step beyond enjoying a hobby and into running a business? Perhaps you felt like this was your…
Read MoreGet the Cyber Insurance You Need to be Virtually Protected
Technology has provided significant advantages to business owners. With a strategic content strategy, competent SEO work, and quality goods to offer, you can thrive. One of the great dangers, though, is the cyber security threats that lurk around every corner. How is a small-to-medium-sized business owner supposed to stay on top of a rapidly evolving…
Read MoreHow Inflation Impacts Your Business Owner’s Insurance Needs
Have you bought groceries in the past six months? Then you probably know how inflation feels. In 2022, the inflation rate hit 9.1%. That’s the highest increase since 1981. Everyone feels this every day. If you’re a business owner, you know how inflation has impacted your bottom line. Check out this chart highlighting how inflation…
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