Insuring Marijuana Business

Have you ever wondered what the insurance premiums must be for waterpark owners?  If so, you might be a small business owner! All business carries risk.  Some more than others, though.  Especially in pioneering industries.  And in the emerging marijuana space, there are several different categories to consider.   Legal experts explain at least seven different types of marijuana businesses.  From cultivation…

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Seeing Vision Insurance Clearly

Hindsight may always be 20/20.  Unfortunately for nearly 75% of the population, actual sight is not.  Neither is vision insurance.   While over 90% of people believe that vision insurance is important, nearly 50% of people do not enroll in vision coverage.    Why is this? Obstacles to Proper Vision Insurance  Individual Insurance Challenges Almost 50% of Americans buy their own, private health insurance.  Typically, when…

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Business Owner’s Guide to Weathering Winter 

If winter comes in like a lion it will go out like a lamb.  If the groundhog sees his shadow, then there will be six more weeks of winter.  Or so they say.   The reality is, the weather does what it wants.  Winter can come in like a lion, stay like a lion, and leave like a lion.  It…

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Quality Health Insurance Cultivates Quality Business

Do you know what the greatest expense is for operating a small business?  Labor.  Nerd Wallet estimates that a small business should plan to spend between 25% – 50% of its operating budget on payroll.       And yet – unless you are a solopreneur – hiring, training, developing, and retaining employees is a necessary component of operating your business.   Do you know…

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How to empower employees to promote workplace safety

Managing all of your priorities as a business owner is not to be taken lightly.  Especially when those priorities seem to be in tension, maybe even competition.   New York State recently enacted the New York Health and Essential Rights (HERO) Act.  How can you implement these requirements while maintaining the necessary productivity?  Your friends at JFA insurance are…

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BH GUARD Wins Five-Star Excellence in Worker’s Comp Award

Excellence.  Integrity.  Compassion.  Look no further than JFA Insurance provider Berkhsire Hathaway Guard for your answer.   Insurance Business America (IBA) Magazine recently awarded JFA partner, BG with its Five-Star Excellence Award in Worker’s Compensation.   This is no small feat.  Recipients of this award are carefully and thoroughly vetted.  IBA enlists the industry’s top experts, conducts one-on-one interviews with specialist brokers…

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What is Commercial Insurance?

Commercial insurance helps protect your company, employees and leadership from unexpected losses. As a property and casualty insurance company with more than 200 years of experience, we’ve helped protect businesses of all sizes. From small businesses to large corporations, our commercial insurance policies can help protect you and your employees from different risks. Don’t just take…

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Nationwide Loss Control Services

Business safety and loss control are necessary components of a complete business plan. That’s why risk assessment, planning, prevention and workplace safety products benefit your business. Remember, a safety-first attitude is good for everyone, from business owners to employees to customers. Our Loss Control Services team has safety and risk management professionals across the country…

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