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Insuring Marijuana Business

Have you ever wondered what the insurance premiums must be for waterpark owners?  If so, you might be a small business owner! All business carries risk.  Some more than others, though.  Especially in pioneering industries.  And in the emerging marijuana space, there are several different categories to consider.   Legal experts explain at least seven different types of marijuana businesses.  From cultivation…
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Seeing Vision Insurance Clearly

Hindsight may always be 20/20.  Unfortunately for nearly 75% of the population, actual sight is not.  Neither is vision insurance.   While over 90% of people believe that vision insurance is important, nearly 50% of people do not enroll in vision coverage.    Why is this? Obstacles to Proper Vision Insurance  Individual Insurance Challenges Almost 50% of Americans buy their own, private health insurance.  Typically, when…
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Spring Cleaning Your Business Owner’s Insurance Policy

The days are getting longer.  The weather is warming up.  Spring is in the air.  An atmosphere of renewal is palpable.   There’s no doubt that you want to enjoy the warmth and maximize the unique opportunities that spring provides. Perhaps this is why so many people engage in spring cleaning.   Some tasks require motivation that isn’t easy to come…
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The Most Important Insurance You Didn’t Know You Need

Cabin Fever.  The Winter Blues.  For many, the winter season stretches further than your endurance.  Sure, you dreamed of a white Christmas.  But Bing Crosby didn’t croon for all of your post-Christmas holidays to be Merry, Bright, and White. Maybe this is why the peak travel time to Cancun Mexico is between December and April.  In fact, travel is…
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Business Owner’s Guide to Weathering Winter 

If winter comes in like a lion it will go out like a lamb.  If the groundhog sees his shadow, then there will be six more weeks of winter.  Or so they say.   The reality is, the weather does what it wants.  Winter can come in like a lion, stay like a lion, and leave like a lion.  It…
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Quality Health Insurance Cultivates Quality Business

Do you know what the greatest expense is for operating a small business?  Labor.  Nerd Wallet estimates that a small business should plan to spend between 25% – 50% of its operating budget on payroll.       And yet – unless you are a solopreneur – hiring, training, developing, and retaining employees is a necessary component of operating your business.   Do you know…
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The Best Offense is a Good Defense

The best offense is a good defense… Or so the sportscasters will tell you.  While that may or may not be true in sports, it’s certainly true in business.   As a small business owner, you provide workers comp insurance to protect yourself, business and employees.    You’re probably prepared for some of the curveballs that winter will force into…
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The Value of your Local Insurance Agent

Are you in the market for a new home?  If so, you probably have a realtor on your side.  As you should.  But do you have an insurance agent on your side?   Have you considered how much value an insurance agent brings to the home buying process?  Here are five reasons you want an insurance agent in your corner…
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How to empower employees to promote workplace safety

Managing all of your priorities as a business owner is not to be taken lightly.  Especially when those priorities seem to be in tension, maybe even competition.   New York State recently enacted the New York Health and Essential Rights (HERO) Act.  How can you implement these requirements while maintaining the necessary productivity?  Your friends at JFA insurance are…
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BH GUARD Now Offering Homeowners Coverage in Maryland

We are thrilled to announce that through JFA’s partnership with Berkshire Hathaway GUARD, we are expanding quality care and coverage into Maryland.   Berkshire Hathaway GUARD CEO Sy Foguel had this to say:  “With the continued expansion of our portfolio, our goal is to be the preferred insurance carrier our agents turn to for their insureds. With…
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What is Commercial Insurance?

Commercial insurance helps protect your company, employees and leadership from unexpected losses. As a property and casualty insurance company with more than 200 years of experience, we’ve helped protect businesses of all sizes. From small businesses to large corporations, our commercial insurance policies can help protect you and your employees from different risks. Don’t just take…
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