specific industry Insurance

Coverage for specific industries

JFA Insurance Brokerage & Associates, Inc. provides insurance options for your industry. Take a look below for more detailed information for your industry. JFA Insurance services businesses nationally and is dedicated to the tri-state area including Bayside, Queens, New York City, Brooklyn, the Bronx, Philadelphia, PA, Newark, NJ and surrounding areas.

Detailed Information for your industry

At JFA Insurance Brokerage & Associates, Inc., we offer coverage options for accounting firms designed to cater to specific needs within your industry. To go along with the core coverage options we offer, we will work with you to create a protection plan that is unique to your business. Avoid potential financial problems that may arise if you find yourself in a situation where your business is not properly covered.

We provide a multitude of insurance options for your accounting firm:

  • Workers’ compensation
  • Liability coverage
  • Commercial auto insurance
  • Property insurance
  • Umbrella coverage
  • Professional liability 

Alarm contractors face a number of challenges specific to their industry. Installation and continuous service to your customers can leave you and your business vulnerable to a number of potential pitfalls if you are not properly covered. At JFA Insurance Brokerage & Associates, Inc., we can work with you to find coverage for all aspects of your business, from errors committed during installation to property damage, and much more.

Here are some of the coverage options we offer to alarm contractors:

  • Liability coverage
  • Errors & omissions
  • Property insurance
  • And much more …

Protecting New York Auto Service and Repair Garages

Recovering from loss as an auto mechanic is no easy fix. At JFA Insurance Brokerage & Associates, we understand the exposures facing mechanics, and routinely help auto service shops in Bayside, Queens, New York and the surrounding areas tune up their insurance coverage to protect their business from risk.

Garage Liability, Garage Keepers, Equipment Coverage, and More

Having been in the industry for more than 30 years, JFA is committed to matching garages with customized insurance protection. Our auto repair program encompasses a variety of garage businesses, and we can tailor coverage to fit auto detailers, auto repair shops, body shops, gas stations, tire dealers, and more.

In addition to standard commercial protection, we also offer industry specific coverage such as garage liability insurance, which addresses property damage and bodily injury resulting from the operations of an auto garage. Our offerings for garages include, but are not limited to:

  • Business Owners Policy (BOP)
  • Garage Keepers Coverage
  • Commercial Auto Insurance
  • Equipment Breakdown Coverage
  • Employee Practices Liability Insurance (EPLI)
  • Workers Compensation
  • Cyber Liability

As an organization whose main responsibility is caring for other people, it is important to make sure that someone has your back, too. JFA Insurance Brokerage & Associates is proud to offer insurance solutions for organizations who provide counseling, community outreach, special education, underprivileged youth & senior programs, and more. See below for an overview of what's covered or contact us to learn more. 

Youth Services

  • Head Start & Early Childhood Intervention
  • Schools (charter, private, vocational, etc.)
  • Before & After School Programs
  • Youth Mentoring & Membership Programs
  • Youth Counseling Services
  • Children's Homes, Villages, Shelters
  • YWCA

Adult Services

  • Adult & Family Services
  • Counseling Services
  • Senior Services
  • Community Service, Involvement, Improvement Organizations
  • Pregnancy Help Centers

Special Needs

  • Handicapped/ARC/DD/Intellectual Disabilities
  • Group Homes
  • Residential Treatment Centers
  • Community Action Agencies

JFA Insurance Brokerage & Associates, Inc.'s insurance for care providers is designed for organizations that offer a wide range of community services. As an Independent Insurance Agency, we have the ability to find the right policy at the right price for every one of our clients.

Protect your investment.

Your business is an investment of the utmost importance. You need to protect what matters most to you. From core coverage to coverage that is specific to your business’ needs, JFA Insurance Brokerage & Associates, Inc. provides industry-specific insurance options aimed at consulting firms.

Avoid potential financial setbacks that can occur if your business is not properly covered. Here are some of the insurance options JFA Insurance Brokerage & Associates, Inc. provides to consulting firms:

  • Professional liability
  • Umbrella coverage
  • General liability
  • Property insurance
  • And much more …

Like general contractors, specialty trade contractors face the risks that come along with running a contracting business. Protect your business and your employees with specialized coverage that caters to your industry.

At JFA Insurance Brokerage & Associates, Inc., we provide a number of insurance options for specialty trade contractors:

  • Workers’ compensation
  • Retirement plans 
  • Group benefits 
  • Liability coverage 
  • Property insurance 
  • Umbrella coverage 
  • Other specialized coverage for tools and equipment will keep your business covered

Insurance for Breweries, Distilleries, and Wineries.

From equipment breakdowns to product contamination, the risks facing those in the craft beverage industry are numerous. At JFA Insurance Brokerage & Associates, Inc., we understand the exposures facing brewers, distillers, and vintners, and are committed to helping business owners mitigate their risks through customized insurance protection.   

Coverages Tailored to Your Craft Beverage Operation.

Having been in the industry for more than 30 years, JFA Insurance is dedicated to matching breweries, distilleries, and wineries with customized insurance protection. As an independent agency, we work with numerous carriers to keep businesses protected at a competitive rate. The coverage options for the craft beverage industry include, but are not limited to: 

  • Property
  • General liability
  • Workers compensation
  • Business auto
  • Umbrella liability
  • Loss of business income and extra expense
  • Crime and employee theft
  • Equipment breakdown
  • Directors and officers liability (D&O)
  • Employment practices liability (EPL)
  • Employee benefits liability

Complex Insurance Options, built for the Education Industry.

Educational facilities continue to grow, as do the risks involved in operating them. Schools require multifaceted protection plans that can match the complexity of the institutions themselves. At JFA Insurance Brokerage & Associates, Inc., we offer a variety of solutions, ranging from protection plans for private and public elementary and secondary schools, and universities and colleges. Our industry specific insurance offerings will adhere to the needs of your educational facility.

Here are some of our insurance options for educational facilities:

  • Liability coverage
  • Property damage
  • Casualty insurance
  • Student accident coverage
  • Workers' compensation

At JFA Insurance Brokerage & Associates, Inc., we work hard to create services and coverage options that fit the specific needs of your business. We understand the protection needs of Financial Institutions, from investment firms and insurance companies, to community banks and credit unions. Each Financial Institution has very specific needs, which is why we provide industry-specific protection plans.

Check out some of our coverage options below:

  • Property Coverage
  • Liability Coverage
  • Commercial Auto
  • Errors & Omissions Coverage
  • And many more!

Healthcare facilities have very specific coverage needs. At JFA Insurance Brokerage & Associates, Inc., we will work with you to create a protection plan that fits the needs of your facility; from hospitals and clinics, to long-term care facilities and nonprofit organizations, we’ve got you covered!

Here are some of our coverage options for healthcare facilities:

  • Property coverage
  • General liability
  • Professional liability
  • Umbrella coverage
  • Workers’ compensation

Whatever your needs, JFA Insurance Brokerage & Associates, Inc. will help make sure your insurance policy is right for your business.

From physicians and dentists, to pharmacists and physical therapists, JFA Insurance Brokerage & Associates, Inc. provides numerous insurance options to a wide range of healthcare practices. We understand that, as a healthcare practitioner, you need the peace of mind that comes with knowing your business is covered so you can concentrate on providing quality service and care to your patients.

Check out some of our coverage options for healthcare practices below:

  • General liability
  • Professional liability
  • Medical malpractice insurance
  • Umbrella coverage
  • Workers’ compensation

As an HVAC contractor, your important work takes you everywhere and puts you in all kinds of situations – and you and your business deserve to be protected.

Insurance for Every Industry

Whether you perform your skilled work for small businesses or large-scale commercial projects, apartments or homes, we can help keep you protected. We offer coverage for contractors in these industries, among many others:

  • Carpenter Insurance
  • Construction Insurance
  • Drywaller Insurance
  • Duct Cleaner Insurance
  • Electrician Insurance
  • Handyman Insurance
  • Indoor Air Quality Inspector Insurance
  • Painter Insurance
  • Plumber Insurance
  • Removal & Disposal Crew Insurance
  • Repairman Insurance
  • Technician Insurance

Coverage of All Kinds

Work involving heating, ventilation, and air conditioning doesn't just involve skills and precision. It can also be time-consuming, costly, and dangerous. It's important to examine what kind of policies would suit your agency. We offer a variety of forms of HVAC contractors insurance. Potential lines of insurance include:

  • Commercial General Liability
  • Commercial Property Insurance
  • Commercial Real Estate Insurance
  • Commercial Umbrella Insurance
  • Equipment and Property Coverage
  • Errors and Omissions (E&O) Insurance
  • Inland Marine Insurance
  • Personal and Advertising Injury
  • Property Damage
  • Small Business Insurance
  • Surety Bonds
  • Trailer Insurance
  • Transportation Insurance
  • Truck Insurance
  • Van Insurance

Your law firm requires industry-specific coverage, and JFA Insurance Brokerage & Associates, Inc. understands that. We have worked hard over the years to help ensure that we can provide the protection necessary for you to keep your business running smoothly. JFA Insurance Brokerage & Associates, Inc. offers core coverage options, as well as specialized coverage meant to cater specifically to law firms.

Check out some of our coverage options for law firms below:

  • General liability
  • Professional liability
  • Legal liability
  • Umbrella coverage
  • Property insurance

JFA Insurance Brokerage & Associates, Inc. is proud to offer quality insurance options to those in the life sciences industry. We understand that in order to innovate and stay on the cutting edge within your industry, you need the peace of mind that comes with knowing your business is well protected. Life science companies require effective coverage options that can match the fast-paced nature of the industry.

Here are some of the life science insurance options offered at JFA Insurance Brokerage & Associates, Inc.:

  • Property Insurance
  • Errors & omissions
  • General liability
  • Products liability
  • Directors & officers coverage

Whatever your needs, JFA Insurance Brokerage & Associates, Inc. will provide you with the coverage you deem necessary to stay on the cutting edge within the life sciences field.

Maintenance contractors require specific insurance plans to match the service and cleaning needs of the industry. At JFA Insurance Brokerage & Associates, Inc., we understand that your business coverage requires flexibility, which is why we work with you directly to create a plan that is unique to your business’ needs.

Here are some of the coverage options we offer to maintenance contractors:

  • Property damage coverage
  • Theft coverage
  • Lost key coverage for janitors
  • General liability

Quality Protection Plans manufactured for your Business.

The manufacturing industry is responsible for a seemingly endless quantity of products created. In turn, manufacturing company owners have to deal with the similarly high amount of problems that can arise. At JFA Insurance Brokerage & Associates, Inc., we understand the risks that come with running a manufacturing company.  Formulating a quality insurance plan is very important.

Check out some of our coverage options for the manufacturing industry:

  • Product liability
  • Umbrella coverage
  • Coverage for manufacturing equipment
  • Casualty insurance
  • Workers’ compensation

An insurance package from JFA Insurance Brokerage & Associates, Inc. will target your business’s needs in order to create a specialized package that’s right for you.

In recent years, the legalization of marijuana for medical and recreational use has caused an increase in cannabis-related businesses throughout the country. However, while the number of individuals looking to capitalize on the marijuana industry has increased, so has the need for tailored commercial insurance, as the industry is susceptible to a variety of unique risks. With more than 30 years of commercial experience, let JFA Insurance Brokerage & Associates, Inc. be your one-stop shop for insurance.

Licensed in all 50 states, our experienced team is prepared to protect marijuana businesses in Pennsylvania, Massachusetts, Maine, Colorado, California, and throughout the United States.

Protecting Cannabis Dispensaries, Growers, and More with Tailored Coverage

As the cannabis industry grows, we have worked to position ourselves at the forefront of tailored insurance protection for marijuana dispensaries, growers, retailers, product manufacturers, and other businesses. Like any commercial policy, we will work with our client to identify their needs and exposures before turning to reputable carriers such as USLI, Admiral, and Colony.

Our products for those in the cannabis industry includes, but is not limited to:

  • Product Liability
  • Finished Product Protection
  • Crime Insurance
  • Workers Compensation
  • General Liability
  • Cyber Liability
  • Property Insurance
  • Equipment Insurance

Once coverage is in place, we will review it regularly to account for any changes to the business.

Additional Resources:

Insurance Buyer’s Guides (The National Association of Insurance Commissioners (NAIC))

Cannabis Industry Resources (The National Cannabis Industry Association)

Medical Marijuana Details and Materials (The Medical Marijuana Association)

In the world of media & advertising, information is gathered and transmitted at a high pace and in large quantities. JFA Insurance Brokerage & Associates, Inc. understands that it is necessary to have a protection plan that matches the high-paced nature of the business, which is why we are here to work with you to help ensure that the entire communication process is covered: from issues involving potential copyright infringement and defamation, to equipment and vehicle coverage.

At JFA Insurance Brokerage & Associates, Inc., we proudly provide quality insurance to those of you in the media & advertising industry. Here are some of the coverage options we provide:

  • Defamation
  • Errors & omissions
  • Umbrella coverage
  • General liability
  • Commercial auto

Do not hesitate! Contact an insurance specialist at JFA Insurance Brokerage & Associates, Inc. today to create an insurance package that is right for you and your business. 

When sick or hurt, individuals seek the help of a medical professional to make them well. But while doctors are responsible for their patients, they must also keep other facets of their practice healthy, such as their office, equipment, and employees.

With more than 30 years of experience in commercial insurance, JFA Insurance Brokerage & Associates, Inc. understands the risks facing those in the healthcare industry. Our knowledgeable agents routinely match medical professionals in Bayside, Queens, New York, and the surrounding areas with important insurance coverages to help mitigate their risks.

 

Protecting Healthcare Professionals with a Business Owners Policy (BOP)

At JFA, we offer a variety of coverages for medical professionals including a business owners policy (BOP). By bundling property, business interruption, and liability insurance, a BOP can provide those in the healthcare industry with increased protection and savings. We also offer additional coverages such as equipment breakdown insurance, crime insurance, umbrella insurance, and data breach insurance.

As an independent agency, JFA represents a variety of carriers such as Nationwide and The Hartford. Our relationships with these providers not only allows us to offer competitive rates for medical practice insurance, but gives us the ability to design tailored coverage for almost any need.

 

Keeping Medical Practices Secure

When matching a medical practice with coverage, we work with the organization one-on-one to determine needs and risks. From there, we educate our clients on the different options and make appropriate recommendations. We are committed to keeping our clients protected and will review coverage annually to keep it up to date.

 

Additional Resources:

New York Department of Financial Services

Insurance Buyer’s Guides (The National Association of Insurance Commissioners (NAIC))

Small Business Insurance Details and Resources (The U.S. Small Business Administration (SBA))

Practitioners, manufacturers, fabricators, and distributors within the orthotics and prosthetics industry require highly specialized coverage options for their businesses. At JFA Insurance Brokerage & Associates, Inc., we understand that when it comes to your business, nothing short of a comprehensive protection plan will do.

Our team of qualified insurance specialists is here to help you create a quality business insurance package to match your industry needs. Contact a representative at JFA Insurance Brokerage & Associates, Inc. today to find out more about our offerings for the orthotics and prosthetics industry.

From weddings to championship games, as a photographer, you are relied upon to capture a variety of important moments. However, your occupation is not without associated risks, and the exposures facing your business go far beyond camera settings.  

With more than 30 years of experience, JFA Insurance Brokerage & Associates, Inc. understands the unique risks facing photographers and videographers across a variety of specialties. Through tailored commercial insurance, we routinely match photographers in Queens, New York City, Manhattan and the surrounding areas with the coverages they need to return their focus to their subjects.

 

Protecting Your Photography Business

As an independent agency, we work with a variety of trusted carriers to provide photographers with the coverages they need at an affordable price. In addition to standard commercial products such as general liability, property insurance, and loss control insurance, we also offer insurance to protect expensive equipment and other facets of business.

Additional offerings for photographers includes:

  • Liability Off-Premises
  • Scheduled Property
  • Spoilage
  • Electronic Data Processing
  • Passport Access
  • Errors & Omissions (E&O)
  • And More

 

Knowledgeable Agents Keeping Photographers and Videographers Secure

When matching a photographer with insurance, we work with them one-on-one to assess their individual needs and risks. After zooming in on the appropriate coverage, we will review the policy annually in order to keep it up to date.

At JFA Insurance Brokerage & Associates, Inc., we are proud to offer insurance to those working in the pool and spa industry. Contractors, retailers, and manufacturers alike will be pleased with the business insurance packages we provide. Our industry-specific coverage options will help ensure that you and your business are protected.

Here are some of the insurance options we provide:

  • Property damage coverage
  • Errors & omissions
  • General liability
  • Commercial auto
  • And much more …

Printing and publishing companies rely on precision, in both the speed of delivery and the accuracy of the work. Such precision requires sophisticated equipment and services. JFA Insurance Brokerage & Associates, Inc. understands your need to be well protected against the numerous risks that come with running your own printing and publishing business. Our goal is to reduce those risks and alleviate any unnecessary stress you may have so you can concentrate on running a successful business.

Here are some of the coverage options we offer to printers and publishers:

  • Errors & omissions coverage
  • Professional liability
  • Property coverage
  • Corrections of work coverage
  • And much more … 

You will want to ensure that your real estate business is covered properly, primarily based on what type of real estate in which you are involved.  At JFA Insurance Brokerage & Associates, Inc., we will work with you to create a business owner’s policy that can lump coverages, such as:

  • Property insurance 
  • Liability insurance
  • Business vehicle insurance 
  • Workers’ compensation 
  • And much more … 

As a religious organization, you have a responsibility to serve your community. However, with responsibility comes a certain degree of risk, as members of your congregation rely on you for far more than spiritual guidance.

At JFA Insurance Brokerage & Associates, Inc., we understand the unique exposures facing religious organizations. With a commitment to service and a specialization in commercial insurance, we have the expertise to keep your building, congregation, employees, and volunteers secure.

 

Protecting All Facets of Operation for Churches, Synagogues, Temples, and More.

While predominantly a place of worship, religious institutions have evolved to include supplemental activities such as childcare and counseling services. These additional activities, although beneficial, are not without associated risks. When matching a religious organization with coverage, we review all facets of operation and will make appropriate recommendations to mitigate risks.  We offer varying limits of professional liability coverage, and can provide counselors, teachers, cemetery staff, and volunteers with an extra level of protection.

In addition to many broadening and crisis management endorsements, our offerings for religious institutions include, but are not limited to:

After determining the needs of the religious organization, we rely heavily on our relationship with several national carriers, including Utica National, Hanover, and Philadelphia Insurance Companies, for the best coverage and rate. 

 

Knowledgeable Agents Keeping Religious Institutions Secure

As an independent agency, JFA has worked to protect businesses and religious organizations for more than 30 years. From stained glass and fine art to passenger vans and buses, let the knowledgeable agents at JFA protect every aspect of your religious institution. Once a policy is in place, we will review it annually to account for any changes that could affect coverage.

By ensuring your religious organization is properly protected, you can return your attention to your congregation and community.

Retailers face a number of challenges when it comes to keeping their business running at a high level, including everything from regulatory issues and theft, to competition within the industry. When it comes to managing the risks of running your own retail business, you want the best protection possible. JFA Insurance Brokerage & Associates, Inc. will work with you to formulate an insurance package fit for your business.

Here are some of our insurance options for retailers:

  • General liability
  • Property coverage
  • Crime insurance
  • Umbrella coverage
  • Business interruption insurance

Scrap metal businesses are exposed to industry-specific risks. At JFA Insurance Brokerage & Associates, Inc., we understand those risks and we understand what it takes to keep your business protected. We cover everything, from local scrap yards to large-scale scrap metal and recycling businesses.

Our services include, but are not limited to:

  • Property insurance
  • General liability
  • Umbrella coverage
  • Specialized coverage for equipment and machinery
  • Commercial auto insurance

Security guard insurance from JFA Insurance Brokerage & Associates, Inc. can cover everything from different job sites to different situations and operations. We work hard to provide the security guard industry with a wide variety of coverage options.

Our insurance options for security guards include, but are not limited to:

  • Professional liability
  • Personal injury
  • False arrest
  • Commercial auto
  • Commercial property insurance

As is the case with most businesses, self-storage facilities are subject to damage, theft, and the liability that comes owning/renting a space. As the owner of a self-storage facility, you want to make sure you are protected. JFA Insurance Brokerage & Associates, Inc. will work with you to create an insurance package that will provide you with the protection you desire.

Here are some of the coverage options we offer to owners of self-storage facilities:

  • Property coverage
  • General liability
  • Theft coverage
  • Customer goods liability
  • Sale and disposal liability

Septic contractors have unique needs for their business, including their business insurance policies. As with any other business, you will want to keep your assets protected. JFA Insurance Brokerage & Associates, Inc. will work with you to find the coverage that is right for you.

Our insurance options for septic contractors include, but are not limited to:

  • Errors & omissions
  • Employer’s liability
  • Commercial auto
  • Coverage for unintentional handling of hazardous waste

Whether you repair, distribute, or manufacture specialized truck equipment, you will need a versatile insurance plan to match the services offered by your business. JFA Insurance Brokerage & Associates, Inc. will provide you with the attention to detail required to come up with a unique protection plan for you and your business. We understand the intricacies of the specialized truck equipment industry.

Our coverage options for specialized truck equipment include, but are not limited to:

  • Theft coverage
  • Property insurance
  • Commercial auto
  • Lock re-keying or replacement

Stay Ahead of the Field with a Quality Protection Plan

The technological industry is constantly evolving, which is why businesses within the industry must move fast to stay relevant. The last thing you need to worry about is whether or not your business is properly covered. Valuable equipment, software, and irreplaceable data are at the core of technology companies and need to be protected from all potential damages.

JFA Insurance Brokerage & Associates, Inc. will work with you to build an insurance package that is as versatile as the industry in which you work. Our coverage options for technology services include, but are not limited to:

  • General liability
  • Loss control services
  • Errors & omissions
  • Umbrella coverage
  • Products liability
  • Property insurance
  • Cyber liability coverage

With such a wide range of potential protection plans, it is important that you contact an insurance specialist at JFA Insurance Brokerage & Associates, Inc. to go over all of your options.

get your free quote TODAY!

INDUSTRY NEWS

BH GUARD Wins Five-Star Excellence in Worker’s Comp Award

By Guard Insurance Companies | February 12, 2021

Insurance Business America (IBA) Magazine recently awarded Berkshire Hathaway GUARD Insurance Companies its Five-Star Excellence Award in Worker’s Compensation. To select award recipients, IBA enlisted the expertise of the industry’s top experts. Throughout a 15-week process, IBA conducted one-on-one interviews with specialist brokers and surveyed thousands more to gain a keen understanding of what insurance…

Read More

What is Commercial Insurance?

By Hartford Insurance | January 15, 2021

Commercial insurance helps protect your company, employees and leadership from unexpected losses. As a property and casualty insurance company with more than 200 years of experience, we’ve helped protect businesses of all sizes. From small businesses to large corporations, our commercial insurance policies can help protect you and your employees from different risks. Don’t just take…

Read More

Nationwide Loss Control Services

By Nationwide Insurance | August 26, 2020

Business safety and loss control are necessary components of a complete business plan. That’s why risk assessment, planning, prevention and workplace safety products benefit your business. Remember, a safety-first attitude is good for everyone, from business owners to employees to customers. Our Loss Control Services team has safety and risk management professionals across the country…

Read More