The Top 5 Reasons You Should Not Overlook Dental Coverage
Have you ever thought that the Tooth Fairy is a little creepy? Why does she want to collect the teeth of children? And that – so badly – that she’ll even pay for them!
While the myth of the Tooth Fairy (sorry for the spoiler!) may help comfort kids who are losing their teeth, it also helps prepare adults for reality – it pays to have good teeth!
All it takes is one cavity to prove the point. Tooth pain can take the joy out of life’s simplest pleasures – a good meal, comforting snack, or calming beverage.
A chipped tooth can rob you of your confidence.
For a time, you may be able to get away with avoiding the dentist. A little dental hygiene can go a long way.
But accidents happen. Deferred maintenance adds up. And when it comes to your teeth, it can cost more than money.
If you’re on the fence about adding dental coverage to your health insurance plan, we understand. Here are five reasons you should not overlook dental coverage.
Top 5 Reasons Not to Overlook Dental Coverage
At JFA Insurance, we have over 30 years of experience guiding people to obtain the insurance they need without an overly-bloated plan.
We love helping people avoid the pitfalls of being underinsured. We can help you too. Keep scrolling to see how proper dental coverage can help you avoid a financial mess, maintain confidence, and enjoy life’s pleasures.
1: Dental Coverage Can Help You Save Money
Not on the front end, of course. Dental coverage isn’t free. But not having dental coverage can cost you more in the long run. Consider the average cost of these common procedures:
- Cleaning – $90 – $400, bi-annually
- Cavity Filling – $150 – $1,100 per tooth
- Chipped Tooth Repair – $220 – $420
2. Preventive Care Catches Dental Problems When They Are Small
Regular dental check-ups and cleanings are essential for maintaining good oral health and preventing potential dental issues.
Dental insurance typically covers preventive services like routine exams and cleanings, allowing you to access these services at little to no cost.
By attending regular check-ups, you can catch dental problems early, potentially saving you from more extensive and costly treatments down the road.
For example, if a cavity remains untreated, you could eventually require a root canal. And if a tooth requiring a root cannel is unattended to, it could require an extraction. And if you have a tooth extracted, eventually you’ll need to have an implant.
The cost differential is significant. A cavity, on the low end, could only cost $150 to fill. A root canal? $1000 on average.
Tooth extraction? Up to $2000. How much does it cost for a tooth implant? Nearly $5000!
But the cost to your health and calendar may be even more. Routine exams can catch problems when they are small.
Routine cleanings – and the instructive guidance offered by dentists – can help you avoid dental problems altogether.
Scheduling two cleanings a year is far simpler than major procedures. There’s no recovery time. And you usually get a new toothbrush out of the deal!
With healthy teeth and a clean smile, you can have the confidence you need to engage with life on your terms.
3. Dental Coverage Can Help You Obtain Timely Treatment
As we’ve discussed, major dental procedures can be cost-prohibitive. That’s why free and low-cost dental clinics tend to be booked out for months.
Proper dental coverage can open doors for you with many dentists. Timely treatment can prevent the progression of oral health problems and help preserve your natural teeth.
4. Expanded Treatment Options are Available with Dental Coverage
Dental insurance often covers a wide range of treatments, including restorative procedures, fillings, root canals, and more.
By having insurance, you can explore different treatment options and select the one that best suits your needs and preferences, rather than limiting yourself to the cheapest alternative.
5. Dental Coverage Provides Peace of Mind
Dental issues can arise unexpectedly, and without insurance, you might find yourself stressed about how to handle the costs.
Dental insurance provides peace of mind, knowing that you have a financial safety net you need in case of dental emergencies or unplanned treatments.
Get the Dental Coverage You Need Today!
Ultimately, dental insurance can help you maintain good oral health, catch potential problems early, and reduce the financial burden of dental care.
Skipping dental insurance might save you money in the short term, but it could lead to higher costs and complications in the long run.
You have a lot to consider when choosing dental coverage. Premiums, deductibles, networks, dual-coverage, and more.
We can help.
Our team of friendly experts has been guiding people to the right insurance coverages for three decades. We understand the in’s-and-outs of the insurance industry and can help you navigate them.
Reach out today for a free consultation!
@philip@elixircreative.com – hola my good man! Here’s the first of the JFA blogs for the month.
_Assigned to Philip Alexander_